Legacy Circle

Giving through Bequests

• Including TRU Community Care in your will or estate plans is a meaningful way to support our mission. You maintain control of your assets now while giving you the satisfaction of knowing your legacy will support an organization and a cause near and dear to your heart.
• You may designate a specific dollar amount, percentage of your estate, or assets to TRU Community Care, which are paid with the execution of your will.
• You also have the option to make your bequest unrestricted – and your gift will go where it is needed most - or to direct your bequest to a program that is important to you, such as grief services or charity care.
• Make sure to include a bequest provision in your will, naming TRU Community Care as the beneficiary.
• Fill out our Planned Gift Intention Form to notify us of your gift so we can plan for the future and recognize you as part of the TRU Legacy Circle.
• TRU will receive the bequests you specify when your will is executed.

Giving Through Your Retirement Plan

• A retirement plan can be the simplest way, as well as the most tax-efficient way, to give back to TRU Community Care during your lifetime.
• By naming TRU Community Care as a beneficiary on your retirement plan’s beneficiary designation form, the contributions you make to the account will not be taxed as income, since charities do not pay taxes on donations they receive.
• Contact your plan’s administrator about filling out a beneficiary designation form or Transfer on Death.
• Include TRU Community Care’s legal name and federal tax ID (84-0748577) in the beneficiary designation form.
• Designate a portion or all of your retirement plan assets to TRU Community Care.
• You will receive a charitable deduction, offsetting the income tax due on this transaction.
• Fill out our Planned Gift Intention Form to let us know of your gift and to be recognized as part of the TRU Legacy Circle.

• A qualified charitable distribution (QCD), also known as an IRA charitable rollover gift, allows individuals who are of age to make an outright gift from an IRA to TRU Community Care and exclude it from taxable income.
• Qualified charitable distributions can maximize your charitable giving. A QCD may satisfy all or part of your required minimum distribution (RMD) for the year the gift was made, helping you avoid a higher tax bracket that might otherwise result from adding an RMD to your income. This may be a good strategy for you if you are required to take money from your IRA but do not need it for living expenses.
• To qualify, you must be of age at the time of the gift, distributions must be made directly from a traditional IRA account by your IRA custodian, and distributions must be made directly to TRU Community Care. Distributions cannot be made to donor-advised funds or used to fund gift annuities. The maximum annual amount that qualifies for a QCD is $100,000; however, if you file taxes jointly, your spouse may make a QCD from their own IRA in the same year up to $100,000.
• Each financial institution has its own process for QCDs. Donors should consult their financial advisor and IRA custodian to initiate a charitable contribution from their IRA. To begin, your IRA custodian will need the following legal identification: TRU Community Care, 2594 Trailridge Drive East, Lafayette, CO 80026, Tax ID Number: 84-0748577.
• Fill out our Planned Gift Intention Form to notify us of your gift so we can plan for the future and recognize you as part of the TRU Legacy Circle.

Giving through Stocks and Investment Accounts

• While the objective of investment accounts are to preserve your capital and grow your assets for the long term, it is also important to consider where your remaining account balance will be transferred to after your death.
• Through TRU’s Legacy Giving opportunities, you can designate a portion or all of your account go towards supporting our mission.
• In order to create your lasting legacy, get in touch with the administrator on your account, complete a Transfer on Death (TOD) form, and share it with your financial advisor.
• Any portion of your investment account that you choose to leave to TRU Community Care will be tax-exempt.
• Contact your investment account holder or broker about filling out a Transfer on Death or beneficiary form for mutual funds or other types of investment accounts.
• Add TRU Community Care as the beneficiary on the form and include our tax ID 84-0748577. Get an appraisal of your stock or investment to determine its value.
• You will receive a charitable income-tax deduction equal to the fair-market value of the stock or investment on the date of transfer.
• Fill out our Planned Gift Intention Form, to let us know of your gift and to be recognized as part of the TRU Legacy Circle!

Giving Through Charitable Gift Annuity

• A charitable gift annuity is a popular form of planned giving in which you make a substantial gift upfront and receive a secure, fixed payment annually for the rest of your (or your spouse or beneficiary's) life. When the contract ends, the remaining value of the annuity passes to TRU Community Care.
• There are several different ways in which you can give through charitable gift annuities. Charitable Gift Annuity options include Immediate-Payment, Deferred-Payment, and Flexible-Payment.
• For more information on charitable gift annuities, please reach out to Dave Samson at davidsamson@trucare.org.